Last updated: August 31, 2008

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1. Ownership and Reproduction of Materials; Not Child-Directed. The contents of this web site may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed, in whole or in part, for any purpose other than individual viewing of this web site, without the express prior written consent of Just One Note or the relevant third party. Modification of Materials or use of Materials for any purpose will constitute a violation of the copyrights and other rights of Just One Note. For purposes of this Agreement, the use of any Materials on any other web site or networked computer environment is prohibited. You are hereby granted a limited, non-transferable, non-exclusive, non-sublicensable license to display these materials for non-commercial purposes only on your own computer, provided that this license is limited to the display of the Materials in their entirety, including but not limited to visual elements such as advertisements that adjoin content.

2. Linked Sites. Just One Note, whether affiliated or not affiliated with sites linked to or from this site ("Linked Sites"), is not responsible for their content. The Linked Sites, including but not limited to web search-engines provided by Third Parties, are for the convenience of the user only, and may be accessed by the user only at the user's own risk. Transactions with advertisers found on any UM Site are solely between you and such advertisers. UM shall not be responsible for any loss or damage of any sort relating to your dealings with such advertisers.

3. Ownership of Submissions. All submissions to this site become the property of Just One Note, and they will have the right to use them free of charge, and in any manner and in any medium, forever and throughout the world. This means that your submissions might appear in publications including, but not limited to, a book, newsletter or on another web site. If you do not want your submissions to become the property of Just One Note, please do not submit to our sites.

4. Disclaimer of Warranties. The materials on this site are provided "as is" and without warranties of any kind, whether express or implied. To the fullest extent permitted by applicable law, Just One Note disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose. UFS/UM expressly disclaims any warranty that the functions contained in the materials appearing on this site will be uninterrupted or free of errors, that defects will be corrected, or that this site or the server that makes this site available are free of viruses or other harmful elements. Just One Note makes no warranties or representations, express or implied, regarding the use of the materials appearing or services offered on this site with regard to their correctness, reliability, accuracy, or otherwise. Neither Just One Note nor its affiliated or related companies or its content providers shall be responsible or liable to any person, firm, or corporation for any loss, damage, injury, claim, or liability of any kind or character based on or resulting from any information contained on this site or services offered through this site.

5. Content of Submissions. The user shall not submit to this site any materials which (a) libel, defame, invade privacy, or are obscene or pornographic; (b) infringe the intellectual property rights, including copyrights, of any third party; (c) violate any law or regulation; (d) advocate illegal activity; (e) advertise or otherwise solicit funds or are a solicitation for goods or services; or (f) are treated as confidential under any contract or policy. The user agrees to indemnify Just One Note and its officers, directors, employees, and affiliates from and against any and all third party claims, demands, liabilities, costs, or expenses, including reasonable attorneys' fees, resulting from user's submission of any materials in violation of the foregoing restrictions. You shall not upload or submit any data or information that contains viruses or any other computer code, corrupt files or programs designed to interrupt, destroy or limit the functionality or disrupt any software, hardware, telecommunications, networks, servers or other equipment.

6. Third Party Advertising We use third-party advertising companies to serve ads when you visit our Web site. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you. Just One Note does not currently offer up, sell, or redistribute up any information you send to it, however we do reserve the right to do so.

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